• Buyers and refinancing homeowners are seeing mid 5% rates for those willing to lock for 5 or 7 years.
  • List price is more important than ever.  Over-priced homes eventually sell for less.
  • Landlords:  you have to supply a fridge now!

As 2026 gets off to a crazy start on the national and international level, our little Real Estate microcosm continues to chug along with no wild swings.  Buyers, and those homeowners who wish to refinance, are seeing rates in the mid 5% range under certain circumstances - most importantly a willingness to lock for 5 or 7 years with an ARM.  Conventional wisdom suggests rates will slowly creep down allowing both groups a later opportunity to lock in a 30 year rate, if desired.  

Homeowners who plan to sell in…

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