Matt's Market Hot Take - December 2025 - Rising affordability?
Posted by Matthew Fletcher on
- Fed lowers their rate another .25% while 30 year mortgage rates continue to hover in the low 6% range.
- Most economists are predicting big increase in the NUMBER of home sales with small or no gain in sales PRICES.
- Rising incomes could finally offset price increases and give buyers some affordability relief.
Looking back over 2025, Real Estate news was dominated by the affordability crisis nationwide. Low inventory issues have caused prices to rise steeply since the beginning of the pandemic. While many homeowners hunker down with their 3% or 4% interest rates, home sellers have mostly been those electing to leave the state and those with a major life event (divorce or death of a homeowner being two of the biggest). Move-up buyers, those…
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